Zakat on money is the money that you send to yourself at another time
What is zakat on money? When is it required? To whom it is obligatory? To whom it is obligatory? Conditions for zakat obligation:Conditions that must be found in the money of zakat The money on which zakat is a dutyHow to calculate zakat on money?Zakat on saved moneyZakat on money that does not growHow to calculate zakat on money deposited in the bankHow to calculate zakat on saved money from your salaryNisab for zakat on gold and silver and how to calculate itHow to gave zakat on moneyTo whom it is given and what are its disposalsCommon questions about zakat on money
Among the projects that the Beyaz Eller Association works to implement in the Syrian interior or in the countries of refugee, it is also interested in implementing the zakat on money project because of its impact on souls whether for one who gives zakat or one who takes it, and what it contributes to achieving the interests of the needy, and solving their problems that are not covered by the projects carried out by relief organizations.
Therefore, the Beyaz Eller Association seeks to collect donations from zakat on money and charity in order to provide a helping hand to the families most in need, in a way that contributes to make their suffering less.
God Almighty commanded Muslims to take out part of the money that he gave them and make them subordinate to it, and he made this as one of the five pillars of Islam, as purification and zakat for them, and growth and blessing in their money.
The Almighty says: “Take from their wealth a charity that purify them and sanctify them with it ..(103 Al-Tawbah)
Zakat can be defined as: the increase and growth of money.
Zakat is obligatory on the money of Muslims if the conditions and the nisab for zakat that are specifies in the Sharia are available, and the condition for zakat on the money is that the money is stayed one year- Hijri year.
It is obligatory for every Muslim, whether male or female, old and young, sane and insane.
Conditions for zakat obligation:
Conditions that must be found in zakat payer:
They are Islam and freedom, so it is not accepted by a non-Muslim and it is not obligatory for a slave.
Conditions that must be found in the money of zakat:
It should be fully owned by the zakat payer, with its growth and increase, and to be more than the original needs, and other conditions that differ according to the type of the money.
Double zakat is prohibited, which means the zakat on money is not paid twice in the same year because of the change of its type. Such as if the zakat of cattle is paid, then if they are sold, zakat is given on their money (this is prohibited).
The money on which zakat is a duty:
Zakat is required in four types of money as defined by the Sharia, which are: cash – merchants’ goods – coming out of the earth (grains, fruits and minerals) – and cattle (cattle that graze on their own most of the year).
How to calculate zakat on money?
It is done by dividing the total amount for which zakat is to be paid by 40. Suppose that the amount from which zakat is to be paid is 100.000 $, zakat is calculated as follows: 100.000/40 = 2.500 $.
There is a second method which is done by dividing the total amount to be paid of zakat by a hundred and the result is multiplied by 2.50. For example, suppose that the amount from which zakat is to be paid is 100.000 $, so zakat is calculated as follows: 100.000/100 = 1000 x 2.50 = 2500 $
The percentage of zakat on cash money is a quarter of one-tenth, which is equivalent to 2.5 %, or the equivalent of 25 per thousand, or the equivalent of 250 per ten thousand, and so on.
In the case that a lunar year does not pass on the saved money, zakat is not required on it. For example, the nisab of zakat is twenty thousand, so zakat is not required until the sum of the money reaches twenty thousand and then one year has passed on it without becoming less than the nisab – twenty thousand- then the value of zakat must be paid of it, a quarter of one-tenth or 2.5 %.
Zakat on money that does not grow:
Zakat is required on money that does not grow in the case that the conditions for the necessity of zakat are found, namely the nisab and the turnover of the year, because banknotes are an alternative to gold and silver, and scholars have unanimously agreed that zakat is obligatory on them even if they are saved.
How to calculate zakat on money deposited in the bank:
The money deposited in the bank if it reaches the nisab and its amount is equivalent to its value of 85 grams of gold, and this money has passed a Hijri year – a lunar year – so zakat on money is paid at the rate of 2.5 %.
How to calculate zakat on saved money from your salary:
Zakat is required if the money saved from the salary reaches the nisab, and one year has passed.
Nisab for zakat on gold and silver and how to calculate it:
Paying its zakat needs reaching the nisab, which is the amount of money that zakat is required upon reaching it, and zakat is not required on money if it is less than it.
The nisab for gold and gold coins is 85 grams of pure gold.
The nisab for silver and silver coins is 595 grams of pure silver.
The nisab of gold, banknotes and coins is estimated at the value equal to 85 grams of pure gold – and pure gold is gold bullion (999) – calculates the obligatory day price in the country of the given money.
As for gold that is not pure gold, the amount of weight mixed with it is dropped.
For example, with regard to gold (18 karat), a quarter of the weight is dropped and the zakat must be paid on the rest.
With regard to gold (12 karat), one eighth of the weight is dropped and the zakat must be paid on the rest.
As well as in impure silver.
The amount to be paid in zakat on gold, silver and currencies is one-fourth of one-tenth (2.5 %)
Gold is added to silver in completing the nisab, and that is by the value.
The value of trade goods is also added with gold and silver to complete the nisab.
Zakat is given for local transactions, gold, silver and trade goods. It is given by paying 2.5 %, i.e. a quarter of a tenth, if it reaches the nisab and one year has passed – a full lunar year.
To whom it is given and what are its disposals:
God Almighty says: “Alms (zakat) is only for the poor and the needy; those in charge of it; those whose hearts may be attracted (to Islam); for freeing those in bondage; for those in debt; for the cause of Allah; and for (the stranded) traveler – as ordained by Allah, for Allah is All-Knowing, All-Wise.”
(Al-Tawbah – 60)
According to the verse, we know who are the people who are entitled to zakat and who are deserving it, and who God has made it possible to pay to them, and it is not allowed to spend anything from it to others unanimously.
There is nothing wrong with a man or woman paying their zakat to the poor brother, poor sister, poor uncle, poor aunt, and other poor relatives. Because of the general meaning of the evidence that zakat on them is charity and relationship link. For the Prophet said: charity for the needy person is charity, and for relatives it is charity and relationship among relatives.
There is nothing wrong with a man or woman paying their zakat to the poor brother, poor sister, poor uncle, poor aunt, and other poor relatives. Because of the general meaning of the evidence that zakat on them is charity and relationship link. For the Prophet said: charity for the needy person is charity, and for relatives it is charity and relationship among relatives.
The guideline for giving zakat to relatives or not is the obligation to spend on the zakat payer, so whoever is obliges to spend on the poor relative is not permitted to give it from zakat because that may be used as a reason for neglecting the obligatory spend, and whoever does not have spend may give it from zakat, which is zakat and relationship link. So, the unmarried sister, if the father is dead and she lives with her brother under one roof, her maintenance is obligatory for her brother and it is not allowed for him to give her from zakat because he must enrich her so that she does not need it.
And if the brother who was obliged to spend is also poor or his money is limited as he is not able to fulfill all the needs of his sisters and he is obliges to pay zakat on other than saved money, such as if the zakat of agricultural crops or trade goods is his source of money, then he may give it to his sisters or other relatives because the excuse to evade spending is excluded here, and because what is forbidden in order to block the excuse is permitted for the need, and God Almighty knows best.
وإذا كان الأخ الذي وجبت عليه النفقة هو أيضا فقيرا أو رزقه محدود حيث لا يقدر على الوفاء بجميع حاجات أخواته ووجبت عليه زكاة في غير مال مدخر كأن تكون زكاة محاصيل زراعية أو عروض تجارة هي مصدر رزقه، فإنه يجوز له أن يعطيها لأخواته أو غيرهن من الأقارب الواجبة نفقتهم لأن ذريعة التهرب من النفقة منتفية هنا ، ولأن ما حرم سدا للذريعة أبيح للحاجة والله تعالى أعلم.
There is nothing wrong with giving your brother zakat if he is poor, or he has an organic or psychological health problem that really prevents him from working, or he does not find a job opportunity and he is serious about search, so there is nothing wrong with giving him zakat as much as he needs, until his circumstances are becoming better.
It is allowed to give a married sister from zakat if she is in need and her husband is poor. Rather, giving her from zakat in this case is better than giving another one, in order to meet the relation link between relatives and charity.